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Overseas Student Health Cover - OSHC

One of my friend faced a accident in his work and suffered a lot because of the injury and also the costs. Really University helps a lot and OSHC take care of the expenses.

so i had a thaught of writing about OSHC and got the details from the OSHC WorldCare webpage. Here goes the message......




As an International Student, it is a condition of your student visa that you have Overseas Student Health Cover (OSHC) for the entire duration of your stay in Australia.

OSHC gives you access to out of hospital and in hospital medical services to help you maintain your health.

Get 5% Discount on your PremiumIf you purchase a policy for more than 12 months, your premium will be discounted by 5%.

OSHC also recommend that you purchase extended cover for a maximum period of 6 years. Not only will you get a 5% discount, but you will protect yourself from future rate rises.

OSHC is required for all international students in the term of their study period and if a student in not covered in OSHC its a failure in meeting the student visa conditions.

To be true the rule is good to keep the students safe and covering their medical expenses.


From OSHC - We will not pay for:

(a) Services provided by physiotherapists, osteopaths, chiropractors,naturopaths or any other ancillary services.
(b) Medications, drugs or other treatments not prescribed by a doctor or not included in the PBS.
(c) Dentist or optician charges.
(d) The co-payment payable by you under Australian law or as a result of the provider charging in excess of the Schedule Fee.
(e) Medical or hospital services arising from any event listed as a General Exclusion.


Everyone knows that some medical expenses are too high and can not be paid by many class of people all over the world and also in australia. The main example is dental costs.

The dental cost are too high in australia and no such a student can cover those expenses.

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